: You must intend to live in the home as your primary residence; investment properties do not qualify. Financing Manufactured Homes (Title I) - HUD
: The living area must be at least 400 square feet.
: The home must have been built on or after June 15, 1976. Homes built before this date are classified as "mobile homes" and are ineligible for FHA insurance.
: For Title II loans, the home must be permanently affixed to a foundation that meets HUD’s Permanent Foundations Guide . This typically requires removing the towing hitch, wheels, and axles.
Yes, you can buy a manufactured home with an FHA loan as long as both the borrower and the property meet specific federal guidelines . The Federal Housing Administration (FHA) offers two primary programs for these homes: for land-home combinations and Title I for the home only (even on leased land). Core Property Eligibility Requirements
: The exterior of each section must display a red HUD Certification Label (HUD tag) proving it meets federal safety and construction standards.
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