Lenders use several metrics influenced by credit card debt to assess your "riskiness" as a borrower: Can You Buy A Home While Carrying Credit Card Debt?
Yes, you can buy a house with credit card debt. Credit card debt does not automatically bar you from getting a mortgage, but it significantly influences your eligibility, the interest rate you receive, and your overall borrowing power. 1. How Credit Card Debt Impacts Your Application can you buy a house with credit card debt