House - Can You Buy A
: Your agent will help you submit a formal offer with contingencies like a home inspection or financing.
To move forward, you will need to gather these specific "papers" for your lender:
: Create a "must-have" vs. "nice-to-have" list (e.g., number of bedrooms, neighborhood) and start touring homes. can you buy a house
: Review your credit score (aim for 620+) and calculate how much you can afford for a monthly payment.
But First, Paperwork: 18 Key Documents You’ll Need to Buy a House : Your agent will help you submit a
: Plan for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the home price).
: Once the offer is accepted, schedule a professional home inspection and a bank appraisal to confirm the property's condition and value. : Review your credit score (aim for 620+)
: Provide your lender with final documents (pay stubs, tax returns) to move from pre-approval to a final mortgage commitment.