Marcus laughed, the sound cutting through the quiet, musty air of the old house. He kissed the top of her head. "Alright. Let's call the loan officer. Let's see if we can make this place our home."
Sarah tightened her grip on his arm and smiled up at him. "We survived the military, Sergeant. I think we can handle a little drywall and some paperwork." can you buy a fixer upper with a va loan
Yes, you can buy a fixer-upper with a VA loan, but the property must meet strict minimum property requirements (MPRs), meaning it must be safe, sound, and sanitary at closing. For homes needing significant repairs, you would typically need to use a specialized , which allows you to finance both the purchase price and the cost of repairs into a single mortgage. Marcus laughed, the sound cutting through the quiet,
Marcus stepped over the threshold, his boots leaving faint damp prints on the dusty wood. He looked at the peeling floral wallpaper, a relic of the 1970s, and the ceiling where a faint water ring pointed to a leaky roof. He ran a hand over the back of his neck. After three deployments and a decade in the Army, he knew a battlefield when he saw one. This was definitely a fixer-upper. Let's call the loan officer
"The inspector is going to have a field day with this, Sar," Marcus said, his voice low. He walked over to the window, peering out at the untamed backyard. "You know how strict the VA is. They won't just let us buy a place that needs a new roof and updated wiring on a standard loan. It has to be 'safe, sound, and sanitary.' Right now, this place is mostly just... old."
"It has good bones, Marcus!" she called out, her voice bouncing through the empty living room. "Look at this fireplace. It’s real stone."
AI responses may include mistakes. For financial advice, consult a professional. Learn more