If your credit score is below 620, these are the most common paths to homeownership:
Yes, you can buy a house with bad credit , as several mortgage programs are specifically designed to help borrowers with lower scores. While a traditional "conventional" loan typically requires a score of or higher, government-backed options can go as low as 500 . Mortgage Options for Lower Credit Scores can u buy a house with bad credit
What Credit Score Do I Need To Buy a House? | Freedom Mortgage If your credit score is below 620, these