In countries like the UK, a robust market exists for hourly or daily coverage. In the US and Canada, true "on-demand" daily insurance is rare from major providers, often requiring workarounds like canceling a standard policy early. Global Availability Comparison (April 2026) UK United States Canada / Australia Availability Widely available as a standalone product. Generally not offered as a standalone "daily" product. Rare as standalone; varies by province (Canada). Typical Duration 1 hour to 30 days. 6 to 12-month standard terms. 6 to 12-month standard terms. Common Workaround Direct purchase from specialized apps. Buy 6-month policy and cancel early (pro-rated refund). Monthly payment plans with early cancellation. Best For Borrowing a car, test drives, moving house. Temporary residents, non-owners borrowing cars. Expatriates or long-term visitors. Top Solutions by Use-Case Temporary Car Insurance | Short-Term & Day Cover - RAC