Can I Buy My Own Health Insurance Apr 2026

There are two primary ways to purchase individual or family coverage: Self-Employed Health Insurance - Cigna Healthcare

Yes, you can buy your own health insurance independently if you are self-employed, a freelancer, or an employee of a business that does not offer benefits. You can purchase these plans even if you have pre-existing conditions, as federal law under the Affordable Care Act (ACA) prohibits insurers from denying coverage for them. How to Buy Your Own Insurance