If you have a , you typically have 60 days from the date of the event to enroll in a new health plan. Common qualifying events include:
: Getting married, having a baby, adopting a child, or a death in the family that causes you to lose your plan. can i buy insurance outside of open enrollment
Yes, you can buy health insurance outside of the annual , but your options depend on whether you have experienced a specific life change or if you qualify for government-sponsored programs. 1. Special Enrollment Period (SEP) If you have a , you typically have
: Becoming a U.S. citizen, leaving incarceration, or gaining membership in a federally recognized tribe. 2. Year-Round Enrollment Options If you have a
: These state-run programs for low-income individuals, families, and children accept applications year-round.
Certain programs do not have a restricted enrollment window and allow applications at any time: