Yes, You Can: The Guide to Buying a House With Bad Credit Buying a home with less-than-perfect credit is achievable. While a low score often means higher interest rates or stricter requirements, many government-backed programs are specifically designed to help subprime borrowers enter the market. Mortgage Options for Low Credit Scores
Lenders typically view credit scores below 580 as "bad," but several loan types cater to these profiles: Can I Buy a House With Bad Credit?