: A Mexican bank acts as the trustee and holds the legal title for you.
: You should budget roughly $500–$1,500 for the initial setup and $500–$700 in annual trustee fees. The Process at a Glance
Imagine you have found a dream beachfront condo in a popular destination like Los Cabos or Puerto Vallarta. Because these areas are in the Restricted Zone, you cannot hold the deed directly in your name as an individual. can a us citizen buy property in mexico
The buying journey generally takes 2 to 6 months and involves several key steps: Buying property in Mexico as an American: 2026 guide
Yes, a U.S. citizen can legally buy property anywhere in Mexico as of 2026 . While you can own property outright in the interior of the country, special rules apply to the "Restricted Zone"—land within 50 kilometers (31 miles) of the coast or 100 kilometers (62 miles) of any international border. The Story of Buying in the Restricted Zone : A Mexican bank acts as the trustee
: The trust is typically issued for a 50-year term and can be renewed indefinitely.
: You are the primary beneficiary, meaning you have 100% of the rights to use, rent, remodel, sell, or pass the property to your heirs. Because these areas are in the Restricted Zone,
Instead, you use a government-sanctioned structure called a (bank trust):