While it is generally considered better to buy annuities when interest rates are high to maximize payouts, buying in a low-rate environment can still be a strategic move to provide principal protection and guaranteed income for life. If you wait for rates to rise, you risk spending down more of your principal in the meantime. Strategic Guide for Low Interest Rate Environments
While it is generally considered better to buy annuities when interest rates are high to maximize payouts, buying in a low-rate environment can still be a strategic move to provide principal protection and guaranteed income for life. If you wait for rates to rise, you risk spending down more of your principal in the meantime. Strategic Guide for Low Interest Rate Environments