: State and local agencies offer grants or deferred-payment loans specifically to cover upfront costs. For example, the Illinois Housing Development Authority has programs providing up to $10,000 in assistance. Lender-Specific Programs :
: Exclusive to veterans, active-duty service members, and eligible surviving spouses. buying a house without a downpayment
: Approximately 97% of U.S. land mass is eligible, including many suburban towns outside major metros. : State and local agencies offer grants or