California — Buying A Home In

The Transaction from End to End - California Association of Realtors

: Prepare at least two years of tax returns, 30 days of pay stubs, and recent bank statements for the underwriting process.

: Evaluate your credit score and savings. California buyers should plan for a down payment (averaging 13–15% , though 20% avoids PMI) and closing costs ranging from 2–5% of the purchase price.