Buying A Car After Chapter 13 Discharge <Instant Download>

Be prepared for higher APRs. While not as predatory as "buy-here-pay-here" lots, I still ended up with a rate higher than I’d like. My strategy is to take the loan now and look to refinance in 12–18 months once my post-BK credit history thickens.

You finally have your discharge papers! Unlike being in the plan, you don't need court permission or a "Motion to Incur Debt" anymore. You are a free agent again. buying a car after chapter 13 discharge

Getting a car after a Chapter 13 discharge feels like a fresh start, but the process is definitely a "proceed with caution" situation. Here’s a draft of a review based on that experience: Be prepared for higher APRs