Buying A Bond For A Child (2025)

: These are designed to protect against inflation. They earn a combined interest rate: a fixed rate plus a variable rate that is adjusted every six months based on inflation.

Buying bonds for a child is a popular way to provide a secure, long-term financial gift that can grow steadily over time. Most people choose because they are government-backed and allow for low minimum investments. Popular Types of Bonds for Children buying a bond for a child

: Use the "Gift Box" feature to buy bonds ($25 minimum) using the child's Social Security number . : These are designed to protect against inflation

: These are standard corporate or municipal bonds issued in smaller denominations (often $25 instead of $1,000) to make them more accessible to small investors. How to Buy Savings Bonds Most people choose because they are government-backed and

You can purchase digital savings bonds directly from the U.S. government through TreasuryDirect.gov .

: You must hold the bond in your account for at least five business days before electronically delivering it to the child's linked account. Key Rules & Tax Tips Using bonds for higher education - TreasuryDirect