Buy Sell Life Insurance Structure Apr 2026

The best structure for your business depends on the number of owners and tax considerations.

A is a legal and financial arrangement used by business partners to ensure the orderly transfer of ownership interest if one owner dies, becomes disabled, or retires. By funding the agreement with life insurance, the remaining owners or the business itself gain the immediate liquidity needed to purchase the departing owner's shares without draining operating capital. Core Structures buy sell life insurance structure