Buy Obamacare Insurance [2026]

You can buy insurance outside these dates if you have a "qualifying life event," such as getting married, having a baby, or losing other health coverage. 2. Eligibility Requirements To buy a plan through the Marketplace, you generally must: Residency: Live in the United States.

Be a U.S. citizen or be "lawfully present" (e.g., green card, certain visas). No Incarceration: Not be currently incarcerated. buy obamacare insurance

You usually must enroll by December 15 for coverage to start on New Year's Day. You can buy insurance outside these dates if

How to get insurance through the ACA Health Insurance Marketplace Be a U

Buying "Obamacare"—officially known as the —is the primary way for individuals who don't have coverage through an employer or Medicare to get health insurance.

Typically, you cannot qualify for subsidies if you are eligible for "affordable" employer insurance or Medicare. 3. Choosing a Plan (The "Metal" Levels)

Who Can Enroll in Individual ACA Marketplace Coverage? * Have a household income at least equal to the Federal Poverty Level (FPL)