Buying a house in Fort Lauderdale in 2026 involves navigating a market that has shifted toward balance, where buyers have gained more negotiating power due to increased inventory and longer selling timelines.

: Provides deferred-payment loans at 0% interest on a first-come, first-served basis.

: Offers up to $75,000 for down payments and closing costs to income-eligible families (at or below 80% of area median income).

: Provides down payment and closing cost assistance specifically for eligible workforce occupations. 3. Market & Neighborhood Selection Housing and Urban Planning Division Home Buyer Programs