: You must hire a private inspector. Do not rely on seller claims.
: Conventional loans typically require 3% to 5% down, while FHA requires 3.5%. VA and USDA loans offer 0% down payment options for qualified applicants. Homebuying Process at Virginia Housing buy home in va
: Programs are available to qualify first-time buyers based on income limits and sales price caps. : You must hire a private inspector
: Virginia law does not strongly force sellers to disclose many property defects. VA and USDA loans offer 0% down payment
: Sellers must only legally disclose specific items like pending legal actions, defective septic systems, and previous methamphetamine manufacturing.
: Offers excellent free training and first-time buyer education classes.
: It is legal in Virginia for one agent to represent both the buyer and seller if disclosed. 💰 Financial Aid and Programs