Someone at work mentioned "Buy Here Pay Here" (BHPH) lots. In these spots, the dealership acts as the lender, focusing on your rather than a credit score. Marcus decided to take a walk down US Highway 90.
He needed a car. Not just for himself, but to get his daughter to Alligator Lake Park on the weekends without begging for rides.
Top 10 Best Buy Here Pay Here Car Lots Near Lake City, Florida
His first stop was , where the sign promised financing for all credit types. The owner, Steve, didn’t start by asking for a credit report; he asked to see Marcus's pay stubs and proof of residence. He explained that at BHPH lots, you "buy" and "pay" in one place, often on a weekly or bi-weekly schedule that matches your paydays.
Marcus stood in front of the window at his shift in Downtown Lake City, watching the afternoon rain tap against the glass of the Marion Street Bistro . He had a decent job and a stable income, but his credit score—scarred by a rough patch a few years back—was a constant "no" from every bank in town.
Someone at work mentioned "Buy Here Pay Here" (BHPH) lots. In these spots, the dealership acts as the lender, focusing on your rather than a credit score. Marcus decided to take a walk down US Highway 90.
He needed a car. Not just for himself, but to get his daughter to Alligator Lake Park on the weekends without begging for rides.
Top 10 Best Buy Here Pay Here Car Lots Near Lake City, Florida
His first stop was , where the sign promised financing for all credit types. The owner, Steve, didn’t start by asking for a credit report; he asked to see Marcus's pay stubs and proof of residence. He explained that at BHPH lots, you "buy" and "pay" in one place, often on a weekly or bi-weekly schedule that matches your paydays.
Marcus stood in front of the window at his shift in Downtown Lake City, watching the afternoon rain tap against the glass of the Marion Street Bistro . He had a decent job and a stable income, but his credit score—scarred by a rough patch a few years back—was a constant "no" from every bank in town.
