While you can purchase a credit report online directly from the three major credit bureaus, federal law provides a primary way to access them for free. is the only official website authorized by the federal government to provide free credit reports from Equifax , Experian , and TransUnion . 1. How to Get Your Free Report Online
If you have already exhausted your free options or need a specialized report (such as one that includes a specific credit score), you can purchase them directly from the bureaus: 3-Bureau Credit Report and FICO Scores - Experian buy credit report online
: You can currently check your credit report from all three bureaus once a week for free by visiting AnnualCreditReport.com. While you can purchase a credit report online