Purchasing a to hide bad credit or create a new credit profile is illegal and considered a form of federal fraud. Legal Consequences :
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Companies that offer to sell "clean" credit profiles or CPNs are typically scams. Purchasing a to hide bad credit or create
Check your credit report for free at Experian to identify what is impacting your score. 2026 As of Apr 27
Sellers often provide "recycled" Social Security numbers belonging to children or deceased persons, which can lead to charges of . Report Scams :
If you encounter these offers, you can report them to the Federal Trade Commission (FTC) . :