Buy Apartment Building No Money Down -

You can use a short-term hard money loan to cover the purchase and renovations. Once the building is renovated and occupied (increasing its value), you refinance into a long-term commercial mortgage. If the new appraisal is high enough, the new loan pays off the hard money lender entirely. The Trade-Offs

Some investors find a great off-market deal, get it under contract, and then bring in a partner with capital. In exchange for finding and managing the deal (your "sweat equity"), the partner provides the down payment. You both share the ownership and profits, allowing you to enter the deal with zero out-of-pocket cash . buy apartment building no money down

This is the "holy grail" of no-money-down deals. Instead of a bank, the property owner acts as the lender. You negotiate a deal where you pay the seller monthly installments (plus interest) until the building is paid off. Since the seller sets the terms, you can often negotiate a 0% down payment if the seller is motivated to offload the property or avoid a large capital gains tax hit all at once. You can use a short-term hard money loan