Buy And Pay Here Apr 2026

How Does Buy Here Pay Here Work? - Ocean Crest Chevrolet GMC

The buying process at a BHPH lot is often the reverse of a traditional experience: buy and pay here

"Buy Here Pay Here" (BHPH) is a type of car dealership that provides for used vehicles . Unlike traditional dealerships that send loan applications to external banks or credit unions, a BHPH dealer acts as both the seller and the lender. This model is primarily geared toward buyers with poor or no credit history who may be turned down by conventional financial institutions. How BHPH Dealerships Work How Does Buy Here Pay Here Work