Best: Buy To Let Mortgages Uk

: Currently offering some of the lowest 3-year and 5-year variable rates at 4.25% .

: 60% LTV 2-year fixes starting from 3.87% with a £2,195 fee.

: Recently reduced rates by up to 0.2% , with products starting at 4.54% and cashback incentives of up to £1,000. Best 2-Year Fixed Rates best buy to let mortgages uk

: Recently lowered rates by up to 0.35%, with 2-year fixed purchase deals from 3.79% . Best Variable & Tracker Rates

: Offering initial rates starting around 4.29% . : Currently offering some of the lowest 3-year

The story of the UK's "best buy" buy-to-let (BTL) mortgages in April 2026 is one of , though it is a far cry from the "golden era" of ultra-low rates . After a volatile start to the year caused by geopolitical tensions in the Middle East, rates have begun to edge back down, making 5-year fixed deals particularly competitive. Current Top Buy-to-Let Mortgage Rates

: Standard 5-year fixed products at 4.89% with a £1,999 booking fee. Best 2-Year Fixed Rates : Recently lowered rates

: Launched new 2-year base rate trackers starting from 5.1% (Base Rate + 1.35%) with no early repayment charges, offering flexibility for landlords. The Landlord Experience in 2026