If you don't pay off the entire balance by the end of the 24 months, or if you miss a payment, you will be charged interest retroactively from the original purchase date .
, the price tag can be a major hurdle. Many shoppers find themselves at the checkout counter wondering if they should swipe the Best Buy Credit Card. best buy phone credit card
When you apply, you are actually applying for one of three versions issued by Citibank. You don't get to choose which one you receive; it's based on your credit profile: If you don't pay off the entire balance
No annual fee and can be used anywhere Visa is accepted. When you apply, you are actually applying for
This is the most critical part of the fine print. Best Buy uses for its promotional financing.
With a regular APR often exceeding 30% , this can add hundreds of dollars to your bill overnight if you are even one day late on that final payment. 4. Choosing Between Rewards and Financing