When you apply, Citibank evaluates your credit to determine which card you receive:
: For larger purchases, you can opt for 0% interest financing plans. Common 2017 offers include 6 months for $199+ or up to 24 months for major appliance/TV purchases over $799. Note: You cannot earn rewards on a purchase if you choose financing. Card Versions and Approval best buy credit card review 2017
: Often carries a $59 annual fee and is typically offered to those with lower credit scores. When you apply, Citibank evaluates your credit to
: No annual fee, but only usable at Best Buy stores and BestBuy.com. Card Versions and Approval : Often carries a
: No annual fee, accepted anywhere Visa is, and earns extra rewards (3% on gas, 2% on dining/groceries, 1% elsewhere).
: You earn 2.5 points for every $1 spent at Best Buy . These points are issued as Best Buy reward certificates (e.g., $5 for every 250 points).
In 2017, the remains a powerful tool for tech enthusiasts, offering a choice between heavy rewards or long-term financing. Issued by Citibank, the card comes in two primary versions: a store-only card and a co-branded Visa that works anywhere. The Perks: Rewards vs. Financing The standout feature is the choice you make at checkout: