Some users have reported frustrations with the Citi/Best Buy customer service, citing long hold times and difficulty reaching human agents.
You might apply for the Visa but only be approved for the "store-only" card, which lacks the 3% gas and 2% grocery perks. best buy credit card review
For those who use the Visa version, rewards can also be earned on gas (3%), groceries (2%), and dining (2%). The "Deferred Interest" Trap Some users have reported frustrations with the Citi/Best
You choose the 5% back on future tech hauls, which adds up quickly if you’re a regular shopper. Some users report stacking these with other promotions, like getting $50 in rewards for spending $600 outside the store on everyday items. The "Deferred Interest" Trap You choose the 5%
Now, imagine another shopper who uses the card to buy a $1,200 TV using the "0% interest for 12 months" offer.
The Best Buy credit card—officially the My Best Buy Visa® or My Best Buy Credit Card—is a tool that can either be a massive win or a major headache depending on how you use it.
They pay off $1,100 but leave a small $100 balance on month 13.