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: New cardholders can earn a total of 15% back in rewards (standard 5% + 10% bonus) on their first day of purchases within 14 days of account opening. This limited-time offer is valid through May 3, 2026 .

Cardholders earn points that are redeemable for at an effective value of 2 cents per point (250 points = $5 certificate).

: If approved for the Visa version, you also earn rewards on non-Best Buy purchases: 3% back on gas. 2% back on groceries, dining, and takeout. 1% back on all other purchases. Flexible Financing Options

: Earned on all qualifying purchases when choosing "Standard Credit" instead of promotional financing.

The (and its Visa® counterpart) is primarily designed for frequent shoppers who want to maximize rewards on tech or need to finance large electronics purchases. Core Incentives & Rewards

For major purchases, you can forgo rewards in favor of deferred interest financing. If the balance is paid in full within the promotional period, no interest is charged. Best Buy Credit Card: Rewards & Financing

Best Buy Credit Card Incentives Apr 2026

: New cardholders can earn a total of 15% back in rewards (standard 5% + 10% bonus) on their first day of purchases within 14 days of account opening. This limited-time offer is valid through May 3, 2026 .

Cardholders earn points that are redeemable for at an effective value of 2 cents per point (250 points = $5 certificate). best buy credit card incentives

: If approved for the Visa version, you also earn rewards on non-Best Buy purchases: 3% back on gas. 2% back on groceries, dining, and takeout. 1% back on all other purchases. Flexible Financing Options : New cardholders can earn a total of

: Earned on all qualifying purchases when choosing "Standard Credit" instead of promotional financing. : If approved for the Visa version, you

The (and its Visa® counterpart) is primarily designed for frequent shoppers who want to maximize rewards on tech or need to finance large electronics purchases. Core Incentives & Rewards

For major purchases, you can forgo rewards in favor of deferred interest financing. If the balance is paid in full within the promotional period, no interest is charged. Best Buy Credit Card: Rewards & Financing

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