When you apply, Citibank typically considers you for the Visa version first; if you don't qualify, they may automatically evaluate you for the store-only card.
Approval odds for the Best Buy credit cards are generally high for those with . However, because Citibank—the card's issuer—offers two distinct versions, you may still qualify with a fair credit score (640–699) for the store-only version. Approval Odds by Card Type best buy credit card approval odds