Effective July 1, 2025, the VA has implemented an approximate 11% premium discount for Veterans' Group Life Insurance (VGLI) across all age brackets. VGLI provides renewable term coverage ranging from $10,000 to $500,000, with premiums calculated based on age and coverage amount. For full rate tables and to manage your policy, visit the official VA Insurance Portal or check the VGLI Premium Discount FAQ . Veterans' Group Life Insurance (VGLI) - VA.gov