Applying For Best Buy Credit Card With No Credit -

When you apply, Citibank will perform a on your credit report. If you have no credit history at all, this inquiry might still happen, but you will likely receive a denial letter in the mail explaining that you have "insufficient credit history". Alternatives for Building Credit at Best Buy

: This version often carries an annual fee and is sometimes offered to those with slightly lower scores as a way to offset the lender's risk. What Happens if You Apply with No Credit?

: Best Buy offers a "lease-to-own" program through Progressive Leasing that advertises " no credit needed ". While this isn't a credit card, it can help you get items now, though it often costs more than the retail price in the long run. Pro-Tip for Your First Application applying for best buy credit card with no credit

. Their positive payment history can help establish your own score without a separate application.

: Ask a family member with a Best Buy card to add you as an authorized user When you apply, Citibank will perform a on

If you aren't ready for the credit card yet, you still have options to get your tech and start building your score:

Can You Get a Best Buy Credit Card with No Credit? Your Guide to Navigating the Tech Giants’ Plastic What Happens if You Apply with No Credit

Best Buy offers three main tiers of cards, and each has its own "unofficial" credit score target: My Best Buy Visa® Platinum : Requires (typically a score of 700+ ). My Best Buy® Credit Card (Store-only) : Requires fair credit (typically a score of 640+ ). My Best Buy Visa® Gold